Why You Really Don’t Have an Emergency Fund

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My emergency fund is my peace of mind. I can sleep better at night, because I have it. I don’t worry too much about unexpected repairs, job loss, or medical bills, because I know that I have set money aside … Continue reading

My car’s at 99,851 miles. Time for a new car!

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We are on our 11th day of our cross-country trip from Alaska to Florida. The drive has been absolutely beautiful. The crisp mountain air, flowing rivers, and abundant wildlife has made this one of our best road trips yet. Sometimes … Continue reading

10 Ways You’re Wasting Money

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You have passed on those clearance racks, took your lunch to work every week, and made your own coffee, yet you still can’t quite meet your savings goals. You may be unknowingly wasting money in one or more of these … Continue reading

Planning for Retirement? 3 Questions Everyone Needs to be Asking

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If you haven’t given much thought to retirement, you should. One of the most important things you can do to ensure that you will have enough in retirement is to plan. Run the numbers, set your goals, and adjust your … Continue reading

6 Questions to Ask Yourself Before You Spend Another Dollar

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Over the years my family and I have developed 6 questions we ask ourselves before we make a purchase. This forces us to be mindful spenders, and it prevents us from wasteful spending. Before you make your next purchase, ask … Continue reading

Four Things You Can Learn From the Wealthy

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You see a friend pull up in a brand new shiny truck. He eagerly lists all of the bells and whistles.  The best part, he financed it with 0 down at 5%  APR.  What a deal! You find yourself thinking, … Continue reading

How We Paid Off $32,000 of Debt in a Year

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As much as I hate to admit it, before we began our financial journey, we also lived like millionaires. We were swimming in debt, committing financial suicide. I came across a blogger called Mr. Money Mustache. I realized after binge … Continue reading

Why did you spend $168,442 on coffee and lunch?

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If you have ever read, “The Millionaire Next Door,” you would know that one of the most important habits of the wealthy is that they track their expenses. They carefully plan and budget every dollar. Why then, do the majority … Continue reading

How much is that shiny new car really costing you?

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Why do so many people put off investing, but don’t think twice about taking out a car loan? So many people will delay retirement contributions, yet have two brand new cars parked in the garage of their 3,000-square foot house. … Continue reading