Four Things You Can Learn From the Wealthy

Gallery

This gallery contains 1 photo.

You see a friend pull up in a brand new shiny truck. He eagerly lists all of the bells and whistles.  The best part, he financed it with 0 down at 5%  APR.  What a deal! You find yourself thinking, … Continue reading

Learn to be Content

Gallery

This gallery contains 1 photo.

One study suggests that it takes 21 days to form a habit. Changing how we think about money is like forming a habit. We have to break the habit of spending, and form a new habit of saving. What’s challenging … Continue reading

April Expenses

Gallery

This gallery contains 2 photos.

Each day we are still learning and exploring new ways to save. Our budget is a constant work in progress, and although I strive to save at least 40% of our income, as you can see, sometimes we fall short. … Continue reading

How We Paid Off $32,000 of Debt in a Year

Gallery

This gallery contains 1 photo.

As much as I hate to admit it, before we began our financial journey, we also lived like millionaires. We were swimming in debt, committing financial suicide. I came across a blogger called Mr. Money Mustache. I realized after binge … Continue reading

How I Paid 60% Less for my Daughter’s Birthday Party

Gallery

This gallery contains 1 photo.

We live in an area that doesn’t offer much for entertainment, so when a local fun center opened, we were all thrilled. The fun center has a large arcade, laser tag, bowling, bumper cars, and go karts. This year, my … Continue reading

Mother’s Day No Money Challenge

Gallery

This gallery contains 1 photo.

I’m a practical woman. I love getting gifts that I need or have a use for, but lately I’m finding that I don’t need a whole lot. Often times, I end up receiving a gift that sits on a shelf … Continue reading

5 Reasons You Should Give Your Kids an Allowance

Gallery

This gallery contains 1 photo.

We started giving our children an allowance about 3 years ago. Before that, we bought a few toys here, and a few video games there. After we set out on our journey to pursue financial independence, I realized that I … Continue reading

Why My Sad Closet Makes Me Happy

Gallery

This gallery contains 1 photo.

We are getting ready to move 3,888 miles away.  Although moving every few years is challenging, there are a few benefits. I get to go through my entire house and discover how many useless things we have accumulated since our … Continue reading

Why did you spend $168,442 on coffee and lunch?

Gallery

This gallery contains 1 photo.

If you have ever read, “The Millionaire Next Door,” you would know that one of the most important habits of the wealthy is that they track their expenses. They carefully plan and budget every dollar. Why then, do the majority … Continue reading

How much is that shiny new car really costing you?

Gallery

This gallery contains 1 photo.

Why do so many people put off investing, but don’t think twice about taking out a car loan? So many people will delay retirement contributions, yet have two brand new cars parked in the garage of their 3,000-square foot house. … Continue reading