July Expense Report

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We are finally getting settled into our new home after a very long move, which resulted in me neglecting the blog for over a month. Now that we are getting back into a routine, we are mostly unpacked, and the … Continue reading

Why You Really Don’t Have an Emergency Fund

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My emergency fund is my peace of mind. I can sleep better at night, because I have it. I don’t worry too much about unexpected repairs, job loss, or medical bills, because I know that I have set money aside … Continue reading

June Financial Report

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For June’s report, I decided to not only report our expenses, but also review our net worth in relation to our progress towards financial independence. I discussed calculating how much you would need to become financially independent in my post … Continue reading

How We Paid Off $32,000 of Debt in a Year

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As much as I hate to admit it, before we began our financial journey, we also lived like millionaires. We were swimming in debt, committing financial suicide. I came across a blogger called Mr. Money Mustache. I realized after binge … Continue reading