July Expense Report

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We are finally getting settled into our new home after a very long move, which resulted in me neglecting the blog for over a month. Now that we are getting back into a routine, we are mostly unpacked, and the … Continue reading

Why You Really Don’t Have an Emergency Fund

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My emergency fund is my peace of mind. I can sleep better at night, because I have it. I don’t worry too much about unexpected repairs, job loss, or medical bills, because I know that I have set money aside … Continue reading

May Expenses

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May was an extremely busy and hectic month for us. We moved out of our house after the 1st week of May, and are now currently staying in temporary lodging until July, when we will be moving out of state. … Continue reading

April Expenses

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Each day we are still learning and exploring new ways to save. Our budget is a constant work in progress, and although I strive to save at least 40% of our income, as you can see, sometimes we fall short. … Continue reading

How We Paid Off $32,000 of Debt in a Year

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As much as I hate to admit it, before we began our financial journey, we also lived like millionaires. We were swimming in debt, committing financial suicide. I came across a blogger called Mr. Money Mustache. I realized after binge … Continue reading

How I Paid 60% Less for my Daughter’s Birthday Party

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We live in an area that doesn’t offer much for entertainment, so when a local fun center opened, we were all thrilled. The fun center has a large arcade, laser tag, bowling, bumper cars, and go karts. This year, my … Continue reading

Why did you spend $168,442 on coffee and lunch?

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If you have ever read, “The Millionaire Next Door,” you would know that one of the most important habits of the wealthy is that they track their expenses. They carefully plan and budget every dollar. Why then, do the majority … Continue reading